Tokenomics
RAI Tokenomics
RAI operates on a dynamic supply model with no fixed maximum supply. The protocol mints and burns tokens algorithmically based on demand and ecosystem health.
RAI Fee Structure
Buy RAI: 0% fee (encourage adoption)
Sell RAI: 5% fee breakdown:
4% → Buyback & Burn (deflationary pressure)
1% → Ecosystem Development Fund
Backing Formula (Risk-Free Value)
RFV = (U2U reserves + RWA assets) + (10% × LP tokens value)
gRAI Tokenomics
gRAI is engineered as a multi-faceted, productive asset deeply integrated into RAIFI's economic engine, not just a simple voting token. Holding and locking gRAI provides tangible, ongoing economic benefits that make governance participation financially rational.
The total supply of gRAI tokens is fixed at 1,000,000,000 tokens.
Community - 620,000,000
Community Airdrop - 400,000,000
100% liquid at Token Generation Event (TGE) for immediate governance participation
Rewards early community members and contributors
Achieves maximum decentralization from day one
DAO Treasury - 220,000,000
Under immediate community control for strategic initiatives
Unlocked at TGE with control vested entirely in veGRAI governance
Provides DAO with autonomous resources for partnerships and development
Ecosystem Incentives 0- 200,000,000
Released linearly over a 4-year period
Creates sustainable long-term pool for veGRAI stakers
Funds liquidity incentive programs and continuous engagement
Marketing - 30,000,000
Unlocked as needed, subject to DAO governance approval
Funds community-approved marketing campaigns and partnerships
Drives user adoption and network growth
Contributors - 150,000,000
Core Team - 100,000,000
12-month cliff followed by 36-month linear vesting
Ensures long-term commitment and alignment with protocol success
Advisors - 50,000,000
12-month cliff followed by 24-month linear vesting
Rewards strategic advisors for contributions to development and strategy
veGRAI Locking Mechanics
Users lock gRAI tokens to receive veGRAI (vote-escrowed gRAI) with benefits proportional to lock duration:
Lock Duration
Voting Power per gRAI
Benefits
24 months
1.00 veGRAI
Maximum governance + yield
12 months
0.50 veGRAI
Standard governance + yield
6 months
0.25 veGRAI
Limited governance + yield
1 month
0.042 veGRAI
Minimal governance + yield
Protocol Revenue Sharing ("Real Yield")
veGRAI holders receive direct claims on revenues generated by the RAIFI protocol through transparent distribution mechanisms:
Revenue Source
Fee Mechanism
Share to veGRAI Holders
Strategic Rationale
RAI Sell Tax
1% fee on every RAI sale (4% burned - total 5% tax)
50% of fee revenue
Rewards governors for fostering stable, active ecosystem
Vesting Acceleration Fee
5-25% fee on early reward claims
50% of fee revenue
Captures value from short-term participants, redistributes to long-term stakeholders
RAIFI Lend Fees
Origination fees and interest spreads
50% of fee revenue
Aligns governors with successful growth of lending operations
RAIFI Launchpad Fees
Platform fees from new projects
50% of fee revenue
Direct financial stake in curating high-quality projects
RWA Treasury Profits
Net yield from real-world assets
50% of net profit
Links RWA strategy success to governor returns
Protocol Reward Boosting
veGRAI holdings create synergistic relationships with other protocol activities. RAI Staking APY Boost provides multipliers on staking yields proportional to veGRAI balance relative to staked RAI. Contribution Score Boost integrates veGRAI balance into the Personal Staking Incentive Multiplier, amplifying community-building rewards.
Systemic Asset Functions
gRAI serves critical functions within the broader RAIFI ecosystem. As Premier Collateral in RAIFI Lend, gRAI receives preferential Loan-to-Value ratios as a top-tier collateral asset. The Safety Module allows users to stake gRAI as protocol insurance, earning enhanced yields while accepting slashing risk to cover potential protocol losses from critical shortfalls like smart contract exploits.
Launchpad & Investment Governance
veGRAI holders wield direct voting power over RAIFI Launchpad project approvals and ecosystem incentive allocations. This curatorial power creates valuable "bribe markets" where prospective projects offer rewards to veGRAI holders for votes, generating additional real yield sources.
The RAIFI Investment Fund operates as a community-governed Venture DAO where veGRAI holders direct treasury capital to incubate promising ecosystem projects. Investment profits return to the DAO treasury, benefiting all stakeholders through self-sustaining innovation loops.
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